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I called and they said it was for a 5th/3rd bank account from 10 years ago.
I told the woman that I could make payments and to give me a physical address, but she couldn't provide me with one and said that the payments MUST be with a credit/check card.
I'm going to 5th/3rd to try and resolve this. These people have too much information about me, but are JUST NOW bringing something up? This smells like bait.