844-854-8851 / 8448548851

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Comment by derp
Wednesday, 06.22.2016 @ 18:56pm
No name. No company. Called my ex-boyfriend from 8 years ago on a number he didn't even have when we were dating thinking it was my number (???) saying something about a claim #, how I had already been contacted but "must have accidentally forgot to follow up" so to please callback.

when I called back using a fake #, it went to some dudes voicemail but it conveniently cut out at the very beginning when he said his name. it just sounded like anyone's standard office voicemail greeting.

No help. I'm thinking bc they called an ex of mine from so long ago, it's probably an EXTREMELY OLD DEBT that is no longer reporting or REQUIRED to report to the bureaus and they are just trying to scam me in to paying for some crap that has been written off FOREVER AGO and, as such, line their pockets with a profit increase by attempting to get me to pay 600% more than they even paid for the debt.

MY ADVICE: IF YOU SPEAK WITH THESE PEOPLE, GET A NAME AND MAYBE A COMPANY AND THENASK THEM IF THEY ARE FAMILIAR WITH THE CFPB. IF THEY SAY NO, THEN SAY, "WELL, YOURE ABOUT TO BE" and the go to CFPB.gov and log a complaint for unfair and predatory debt collection practices. It's a ridiculous fine. Don't humor these bottom of the barrel leeches praying off the ignorance of people who are unfamiliar with their LEGAL RIGHTS under ECOA, FACTA, and all other regulations under REGULATION E.

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